Border X Digital

Version: 1.0

Last Updated: 20.05.2025

Please take a moment to read this Privacy Policy carefully before sharing any information with us about you or any other person. By using the services of STANDARD 13 Sp. z o.o., you acknowledge and agree to our data processing practices as outlined in this Privacy Policy, as updated from time to time.

1. Introduction

STANDARD 13 Sp. z o.o., with trading name Border X Digital, is committed to protecting the privacy and security of your personal data. This Privacy Policy outlines how we collect, use, disclose and protect your personal data when you access or use our services. Our practices comply with the requirements of the European Union General Data Protection Regulation (GDPR), the Polish Personal Data Protection Act and other relevant laws.

2. What Information we Collect

When you use our services, we collect personal data necessary to verify your identity, ensure security, fulfill regulatory obligations and enhance our service. This includes information you provide directly such as your full name, date of birth, nationality, address, email, and phone number. We also collect verification documents such as government-issued ID (e.g., passport, national ID card), proof of address (e.g., utility bill) and a selfie or biometric data for identity verification. Additionally, we may collect technical data including your IP address, device type, and browser information.

3. Why we Collect Your Information

We collect and process personal data to provide you with access to our services in a secure and legally compliant manner. The purposes include verifying your identity, fulfilling Know Your Customer (KYC) and Anti-Money Laundering (AML) obligations, processing transactions, communicating with you, detecting fraud, enhancing your experience on our platform and meeting regulatory requirements.

4. Legal Basis

Our processing of your personal data is grounded in legal bases defined under GDPR. These include the necessity of processing for the performance of a contract (e.g., to provide services you request), compliance with legal obligations (such as AML/KYC requirements), legitimate interests (e.g., fraud prevention, service improvement), and, where applicable, your explicit consent.

5. How Your Information Is Used

Your information is used to onboard you as a customer, verify your identity, assess risk levels, and monitor for suspicious or illegal activity. This includes internal analysis and automated tools to ensure compliance with regulations. Your data may also be used to personalize your experience, send updates about your account or notify you about changes in our policy.

6. Sharing Your Data

We do not sell your personal data. We may share your data with trusted service providers, such as our KYC/AML verification partner Sumsub, who assist in processing and securing your information. We may also disclose your data to law enforcement or regulatory authorities if required by law or in response to valid legal requests. In the event of a business merger or acquisition, your data may be transferred to the new entity.

7. International Data Transfers

In certain cases, your personal data may be transferred to and processed in countries outside the European Economic Area (EEA). When we do this, we ensure appropriate safeguards are in place, such as standard contractual clauses approved by the European Commission or other legally accepted mechanisms.

8. Data Retention

We retain your personal data for as long as it is necessary to fulfill the purposes outlined in this policy, including compliance with legal, accounting and reporting requirements. Typically, we retain identification and transaction data for a minimum of five (5) years after the termination of the business relationship, in accordance with Polish AML laws.

9. Your Rights

You have the right to access the personal data we hold about you, request corrections, object to processing under certain conditions, request erasure of your data, and request data portability. You may also withdraw your consent where processing is based on consent. To exercise any of these rights, please contact us using the email provided.

10. Data Security

We take the security of your data seriously. We use industry-standard measures, including encryption and secure storage systems, to protect your data against loss, unauthorized access, and misuse. However, no transmission of data over the internet is 100% secure, and we cannot guarantee absolute security.

11. Cookies & Tracking Technologies

We may use cookies and similar tracking technologies to enhance user experience, analyze traffic, and personalize content. You can control cookies through your browser settings. For more details, please refer to our Cookie Policy.

12. Policy Review

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

13. Contact

If you have any questions about this Privacy Policy or our data practices, you can contact us at:

compliance@borderxdigital.eu | Tadeusza Jasińskiego 65/40, 80-175 Gdańsk, Poland